Technorati Profile

Comments

Post a Comment

Popular posts from this blog

Real estate prices in India face slowdown

Real estate price in India is stabilizing and is facing steady slowdown especially in the metros. I have taken Bangalore as an example in this blog but other places too are affected by similar concerns. In Bangalore the real estate price is going crazy, though none of the real estate agencies would like to agree to this fact. Property prices moves due to the basic principle of Demand & Supply When demand is high & supply low prices will go up When demand is low & supply is high prices will come down For example let’s assume that somebody has bought a property for Rs X and he is trying to sell the property (say after a year), there can be three options, assumption being that the owner is in need of money and cannot wait for more than 3 months to sell the property. When the property prices are zooming everywhere> Here the owner will try to add as much premium to the property as possible, wait for three months and sell off in the last month at the highest bid ( RsX + RsY) W...
Read more

The World of Portfolio Management Service (PMS)

During the last market correction one of my client came to me and said why don’t you give me a mutual fund, which tries to beat the market by buying when markets go down and selling when its up. Why is it that MFs are not so aggressive?That’s a genuine concern which lot of investors have and to do so one has to actively manage the portfolio of stock, which happens in a portfolio management service. What is a Portfolio Management Service? PMS is a service designed for those customers who due to lack of time or knowledge cannot actively manage their portfolio. The service includes making a portfolio based on the risk appetite, needs, goal, time frame etc and actively managing the portfolio on behalf of the client to reach the specified objective. The investor is constantly informed about the happenings in the portfolio by way of personal interaction and reports. The PMS team will study the economic data, fund/scrip wise performance and research on various data relevant for the performanc...
Read more

Indian markets at these levels, Invest or not to invest??

During one of my presentations two of my clients Mr Ram and Mr Balram (name changed) where arguing on the time to invest in the market. Mr Ram was of the opinion that its not a good time to invest as the present valuations are not right, it’s overheating, there is liquidity concerns etc. On the other hand Mr Balram had a different view. He said invest into few good companies and forget about it for some time and the argument continues... So who is correct?? In my opinion both are correct. The difference is in the way they invest. Mr Ram is a trader who tries to invest at a lower level and exits at a higher level. For him actual non-cumulative return is what matters the most. He only keeps profitability view and not long-term view. Mr Balram on the other hand is an investor. He wants to put money not for the short term but long term (4 to 5+ years). He try’s to put a system in place to achieve his goals and dreams. He is most bothered about the long-term markets and long-term economic ...
Read more